a smart customer acquisition tool for banks
New & existing customers can easily and seamlessly create a lending circle through your bank's existing website or mobile application.
low cost deposits
Customers invite friends to join, each paying-in and cashing-out until every receives a turn to access funds. The platform manages all deposits & withdrawals.
Banks can refer denied loan applicants to Invest Sou Sou for individualized credit-building support. We track the credit-readiness and financial health of each customer.
up-sell financial products
Invest Sou Sou creates unique credit risk profiles and customer data that banks can use to offer new products, like loans, individual retirement accounts, & certified deposits,.
My lending circle helped me to fund a personal goal that I never had the willpower to save towards.
I started a lending circle to help me build my credit score, which jumped 100 points!
Purchasing a home was a top priority for me. I joined a lending with family and friends to help me save towards a downpayment on a house.
Frequently Asked Questions
A lending circle is a saving and credit building account that allows groups of people to put money into a community loan fund that rotates until everyone has a chance to withdraw.
The process is simple. We build it. You customize it. Market your lending circle account to new and existing customers. Our team of social banking experts services the account for you. Invest Sou Sou will recruit customers to join. Our proprietary algorithm creates unique credit risk profiles to better inform bank lending decisions.
Customers. Lending circles operate like community loan funds, with members paying-in and cashing-out until everyone has a chance to withdraw funds.
Request a demo to learn more about our proprietary lending circle platform and how our innovative social banking technology can help your loan officers close deals faster and more efficiently with the Lending Circle Account, powered by Invest Sou Sou.